Last updated: January 04, 2023
Please read these terms and conditions carefully before using Our Service.
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
For the purposes of these Terms and Conditions:
Affiliate means an entity that controls, is controlled by or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
Country refers to: Singapore
Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to BWG Academy, 171 Tras Street, #08-177, Union Building Singapore 079025.
Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
Service refers to the Website.
Terms and Conditions (also referred as “Terms”) mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service. This Terms and Conditions agreement has been created with the help of the TermsFeed Terms and Conditions Generator.
Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.
Website refers to BWG Circles, accessible from https://bwgcircles.co/
You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.
By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.
You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.
Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.
Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company.
The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.
We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.
We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.
Upon termination, Your right to use the Service will cease immediately.
Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of this Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You through the Service or 100 USD if You haven’t purchased anything through the Service.
To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.
Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party’s liability will be limited to the greatest extent permitted by law.
The Service is provided to You “AS IS” and “AS AVAILABLE” and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.
Without limiting the foregoing, neither the Company nor any of the company’s provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.
Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.
The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.
If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.
If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident in.
You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a “terrorist supporting” country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not effect a party’s ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.
These Terms and Conditions may have been translated if We have made them available to You on our Service.
You agree that the original English text shall prevail in the case of a dispute.
We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.
By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.
If you have any questions about these Terms and Conditions, You can contact us:
By email: enquiry@bwgcircles.co
By visiting this page on our website: https://bwgcircles.co/contact-us/
By phone number: +65 8338 9339
Last updated: January 04, 2023
This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.
We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy. This Privacy Policy has been created with the help of the TermsFeed Privacy Policy Generator.
Citation and commencement
This Act may be cited as the Personal Data Protection Act and shall come into operation on such date as the Minister may, by notification in the Gazette, appoint.
Interpretation
In this Act, unless the context otherwise requires —
“Appropriate organisational and technical measures” means measures to prevent unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks;
“Business contact information” means an individual’s name, position name or title, business telephone number, business address, business electronic mail address or business fax number and any other similar information about the individual, not provided by the individual solely for his personal purposes;
“Collection” means the act of obtaining personal data, whether from the individual or another source, and includes the receipt of personal data;
“Consent” means any voluntary, informed and unambiguous indication of the individual’s wishes by which he or she, by a statement or by a clear affirmative action, signifies agreement to the collection, use or disclosure of personal data about him or her;
“Controller” means an organisation which, alone or jointly with others, determines the purposes and means of the collection, use or disclosure of personal data;
“Deemed consent” means an individual is deemed to have given consent unless he or she takes specific action to withdraw it;
“Designated marketing message” means a message sent by electronic mail, text message or fax message, the purpose of which is to offer or advertise goods or services, or to request donations or contributions for any purpose;
“Disclosure” means making personal data available to another organisation;
“Individual” means a natural person, whether living or deceased, who is identified from that data or from that data and other information to which the organisation has or is likely to have access;
“Notification obligation” means the obligation to notify individuals of purposes for which personal data may be collected, used or disclosed by the organisation;
“Organisation” means any individual, company, association or body of persons, corporate or unincorporated, whether or not —
(a) formed or recognised under the law of Singapore;
(b) resident, or having an office or a place of business, in Singapore;
(c) carrying on business, or maintaining an office, in Singapore;
“Personal data” means data, whether true or not, about an individual who can be identified —
(a) from that data; or
(b) from that data and other information to which the organisation has or is likely to have access;
“Prescribed” means prescribed by regulations made under this Act;
“Processing”, in relation to personal data, means collecting, using or disclosing the personal data.
Obligation of organisations
An organisation shall not collect, use or disclose personal data about an individual unless —
(a) the individual has been notified of the purposes for which the data is collected, used or disclosed, as the case may be, and given his or her consent; or
(b) the collection, use or disclosure of the personal data without the consent of the individual is required or authorised under this Act or other written law.
Consent
(1) An organisation shall, before collecting, using or disclosing personal data about an individual, obtain the individual’s consent unless the collection, use or disclosure without consent is required or authorised under this Act or other written law.
(2) The consent must be voluntarily given, informed and unambiguous, and given by a statement or by a clear affirmative action.
(3) The individual must be informed of the purposes for which the personal data is being collected, used or disclosed.
(4) Where personal data is collected from another source, the individual must also be informed of the source of the personal data.
(5) An individual may withdraw his or her consent at any time, subject to legal or contractual restrictions and reasonable notice.
(6) An organisation shall, upon request by an individual, provide information to the individual about the collection, use or disclosure of his or her personal data.
Notification obligation
(1) An organisation shall, before collecting personal data about an individual, notify the individual of the purposes for which the data is being collected, used or disclosed.
(2) The notification shall be in writing and shall be given to the individual before or at the time of the collection of the personal data.
(3) If personal data is collected from another source, the individual shall be notified of the source of the personal data.
(4) The notification shall include such information as may be prescribed.
Access to personal data
(1) An individual shall be allowed to access his or her personal data held by an organisation and to correct any error or omission in the personal data.
(2) An organisation shall, within a reasonable time after receiving a request from an individual to access or correct his or her personal data, provide the individual with the requested access or make the requested correction, subject to any legal or contractual restrictions and reasonable notice.
Accuracy
An organisation shall make reasonable effort to ensure that personal data collected by or on behalf of the organisation is accurate and complete, if the personal data is likely to be used by the organisation to make a decision that affects the individual concerned or to be disclosed to another organisation.
Protection of personal data
(1) An organisation shall protect personal data in its possession or control by making reasonable security arrangements to prevent unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks.
(2) An organisation shall ensure that its employees and third-party service providers who have access to personal data in the course of their work for the organisation are aware of and comply with the organisation’s obligations under this Act.
Transfer of personal data outside Singapore
(1) An organisation shall not transfer personal data to a country or territory outside Singapore except in accordance with requirements prescribed under this Act to ensure that the personal data is protected in a manner that is comparable to the protection under this Act.
(2) The requirements may include requirements relating to the form of the transfer, the contractual obligations to be imposed on the recipient of the personal data and the level of protection afforded by the law of the country or territory to which the personal data is transferred.
Retention of personal data
(1) An organisation shall cease to retain personal data or remove the means by which the personal data can be associated with particular individuals as soon as it is reasonable to assume that the purpose for which the personal data was collected is no longer being served by retention of the personal data, and retention is no longer necessary for legal or business purposes.
(2) An organisation shall ensure that personal data is disposed of in a secure manner that prevents unauthorised access, collection, use, disclosure, copying, modification or disposal.
Establishment of the Do Not Call Registry
(1) The Personal Data Protection Commission may establish and maintain a registry (to be known as the Do Not Call Registry) for the purposes of this Act.
(2) An individual may apply to the Commission to include his or her Singapore telephone number in the Do Not Call Registry.
(3) The Commission shall include a Singapore telephone number in the Do Not Call Registry if the Commission is satisfied that the application is made by the subscriber of the telephone number or by a person authorised by the subscriber.
(4) The Commission shall prescribe the manner in which an application for inclusion in the Do Not Call Registry may be made.
Prohibition of unsolicited telemarketing calls
(1) No person shall, without the consent of the subscriber of a Singapore telephone number, make an unsolicited telemarketing call to that number.
(2) A person who makes an unsolicited telemarketing call to a Singapore telephone number must identify himself and the organisation on whose behalf the call is made.
(3) An unsolicited telemarketing call may only be made between the hours of 9 a.m. and 9 p.m. on any day.
Obligations of organisations in relation to the Do Not Call Registry
(1) An organisation shall not make, or cause or permit to be made, any unsolicited telemarketing call to a Singapore telephone number that is registered with the Do Not Call Registry.
(2) An organisation shall ensure that its employees and third-party service providers who make telemarketing calls on its behalf are aware of and comply with the organisation’s obligations under this Act and with any relevant requirements prescribed by the Commission.
(3) An organisation that makes telemarketing calls on behalf of another organisation shall ensure that the other organisation has taken reasonable steps to ascertain that the Singapore telephone numbers to which the telemarketing calls are made are not registered with the Do Not Call Registry.
Enforcement
(1) The Personal Data Protection Commission may investigate any complaint relating to an alleged contravention of this Part and may take such action as it considers appropriate.
(2) The Commission may impose on any person who contravenes this Part a financial penalty not exceeding $10,000 for each contravention, subject to a maximum of $1 million.
(3) The Commission may also make such other orders as it considers appropriate in the circumstances, including orders to cease and desist from the contravention, orders to pay compensation to any person who has suffered loss or damage as a result of the contravention, and orders to take such steps as may be necessary to remedy or mitigate the effects of the contravention.
Transitional provision
(1) This Part does not apply to any telemarketing call made before 2 January 2014.
(2) Any person who has registered a Singapore telephone number with the Do Not Call Registry before 2 January 2014 is deemed to have consented to receiving telemarketing calls to that number from the date of registration until 2 July 2014.
Offences by organisations and individuals
(1) Any organisation that contravenes any of the provisions of this Act shall be guilty of an offence and shall be liable on conviction to a fine not exceeding $1 million.
(2) Any individual who contravenes any of the provisions of this Act shall be guilty of an offence and shall be liable on conviction to a fine not exceeding $10,000 or to imprisonment for a term not exceeding 3 years or to both.
Regulations
The Minister may make regulations for carrying out the purposes and provisions of this Act.
Repeal and savings
(1) The Personal Data Protection Act 2012 (Act 26 of 2012) is repealed.
(2) Notwithstanding the repeal of the Personal Data Protection Act 2012, any subsidiary legislation made under that Act and in force immediately before 2 July 2014 shall continue in force and have effect as if made under this Act until revoked or amended.
(3) Any contract, agreement or arrangement made under the Personal Data Protection Act 2012 and in force immediately before 2 July 2014 shall continue in force and have effect as if made under this Act until terminated or amended.
Savings and transitional provisions relating to amendments made by the Personal Data Protection (Amendment) Act 2020
(1) Any regulations made under section 17 of the Personal Data Protection Act 2012 (Act 26 of 2012) and in force immediately before the date of commencement of section 9 of the Personal Data Protection (Amendment) Act 2020 (Act 19 of 2020) shall continue in force and have effect as if made under section 17 of this Act until revoked or amended.
(2) Any contract, agreement or arrangement made under the Personal Data Protection Act 2012 and in force immediately before the date of commencement of section 9 of the Personal Data Protection (Amendment) Act 2020 shall continue in force and have effect as if made under this Act until terminated or amended.
(3) Any notification or approval given or deemed to have been given under the Personal Data Protection Act 2012 and in force immediately before the date of commencement of section 9 of the Personal Data Protection (Amendment) Act 2020 shall continue in force and have effect as if given under this Act until revoked or amended.
Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.
If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent’s consent before We collect and use that information.
Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party’s site. We strongly advise You to review the Privacy Policy of every site You visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.
We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the “Last updated” date at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
If you have any questions about this Privacy Policy, You can contact us:
By email: enquiry@bwgcircles.co
By visiting this page on our website: https://bwgcircles.co/contact-us/
By phone number: +65 8338 9339